Frequently Asked Questions
Question about Buying Land
Yes, we do offer owner financing options for our some of our land. With a 20% down payment on the purchase price, we can finance the remainder of the balance. The interest rate for this financing option is 9% per annum. This allows you to secure your land immediately while paying off the balance over time. We’re committed to making land ownership accessible and affordable, and we believe our financing options reflect that. Please reach out to our team for more detailed information and to discuss the terms that would best suit your needs.
There will be a $150 doc/filing fee.
Once you’ve finalized your purchase, the process of transferring the deed begins. First, we prepare a new deed in your name, indicating that you’re the new owner of the property. This deed includes the legal description of the land you’ve purchased.
Upon completion of the new deed, we then forward it to the local county recorder’s office or other appropriate governmental body. They officially record the transaction, thereby publicizing the change of ownership.
Once the deed has been recorded, the office will typically mail the original, recorded deed to the new owner—that’s you. This process generally takes a few weeks, but the timeline can vary based on the county’s procedures.
Please note that you officially become the owner of the land when you finalize the purchase and we execute the deed, not when the deed is recorded. The recording process is simply the way the local government tracks land ownership.
We’ll keep you updated throughout the entire process, and we’re always here to answer any questions you may have along the way.
Yes, we absolutely provide support and assistance for first-time land buyers. We understand that purchasing land can be a significant step and potentially a complex process, especially for those who are new to it.
Our experienced team is committed to making the process as simple and straightforward as possible. We’re here to guide you through each step, from understanding the features of the land, to financing options, all the way through the closing process. We provide detailed information about each property we sell, and we’re always available to answer your questions.
We also offer resources and tools on our website designed to help you make an informed decision. Whether you need advice on selecting the right piece of land, understanding the legalities of land ownership, or planning for land use, we’re here to help.
Remember, there’s no such thing as a silly question when it comes to land buying. We’re here to ensure you feel confident and knowledgeable about your purchase.
Our loan process is designed to be fast and straightforward. In fact, it generally only takes about a day. Since we don’t require credit checks, anyone can become a landowner without unnecessary delays.
Once you’ve selected your land and decided to opt for our owner financing option, you simply need to provide some basic information and make the down payment. From there, we will quickly set up your loan and provide you with your payment schedule.
The entire process from selecting your land to finalizing the loan can be completed within a single day, helping you to become a landowner as quickly as possible. Our aim is to remove barriers to land ownership, making it accessible and feasible for everyone.
Our loan process is designed to be fast and straightforward. In fact, it generally only takes about a day. Since we don’t require credit checks, anyone can become a landowner without unnecessary delays.
Once you’ve selected your land and decided to opt for our owner financing option, you simply need to provide some basic information and make the down payment. From there, we will quickly set up your loan and provide you with your payment schedule.
The entire process from selecting your land to finalizing the loan can be completed within a single day, helping you to become a landowner as quickly as possible. Our aim is to remove barriers to land ownership, making it accessible and feasible for everyone.
Things To Know When Purchasing Land
Absolutely, conducting your own due diligence when buying land is crucial, even with the protections we put in place and the comprehensive information we provide about each property.
While we strive to ensure transparency and accuracy in all of our land listings, we strongly encourage every buyer to do their own research and due diligence before making a purchase. This could include, but is not limited to, visiting the land in person, conducting a survey, verifying zoning regulations, confirming access to utilities, checking for any environmental concerns, and understanding local property tax obligations.
One key aspect of due diligence is considering title insurance. While we ensure clear titles on all lands we sell, title insurance provides an extra layer of protection for your investment against any potential title issues that could arise in the future.
Remember, buying land is a significant investment. The more informed you are about your purchase, the more confident you can be in your decision. We’re here to help with any questions you may have during your due diligence process.
Every plot we offer is sold through a Land Sales Contract, also known as a Contract for Deed. In this arrangement, the official title of the property is transferred to the buyer only after the entire purchase price is paid in full, or any existing loan balance is fully repaid. We chose this approach in order to maintain the affordability of our land.
However, we want to assure you that this method of transaction in no way inhibits your complete enjoyment and use of the property from the moment you finalize your purchase. Even while you’re making payments, the land is effectively yours – you can build on it, lease it, or enjoy it recreationally.
Our goal is to make land ownership accessible and straightforward, with a purchasing process that’s designed to protect your rights and interests as a buyer. While you’re working towards full ownership, you can have peace of mind knowing that you have full access and enjoyment rights to your land.”
Please note that different jurisdictions might have different laws concerning land sales contracts and buyer’s rights. Always consider consulting with a legal professional for advice tailored to your specific situation.
Title Insurance – As a buyer, you have the option to secure title insurance for any property you choose to purchase from us. This insurance offers an added layer of protection against any unforeseen title issues that might arise in the future. You’re welcome to select a Title Company that suits your needs and preferences, provided it’s also acceptable to us, ensuring a smooth, professional transaction process for both parties.
Please be aware that all costs associated with the services of the Title Company, including title insurance fees, closing fees, and any additional charges, are the buyer’s responsibility. We strongly recommend this step in the purchasing process, as it can provide invaluable peace of mind.
We’re always here to assist and guide you through these decisions, making your land buying journey as seamless and informed as possible. Remember, your investment protection and satisfaction are our utmost priorities.”
Please note that it’s always advisable to consult with a legal professional when dealing with real estate transactions. They can provide guidance tailored to your specific circumstances.
